Oh right so that’s what ‘pua’ means

Which part of this has anything to do with pickup artists

It doesn’t work that way, at all. Credit scores are individual. Either that person is mistaken, or they were a co-signer on one or more of those loans (which makes them matter to their score also).

Thanks for fact-checking me man, I did start to think I’d got the wrong end of the stick while writing it.

Omg the concept of having multiple credit cards… such a bizarre, 90s american thing. Nothing is worth the hassle, to me.

I think that’s misleading - taking out loans and paying them back is the most well known way of raising a credit score. I don’t see why the opposite would be true.

Supposedly some people actually do this, when they can afford to, because they see the boost to their credit score as worth the actual lost cash in interest. From what I gather, credit score helps you to attain more favourable mortgages or other loans, which helps when you make big purchases like cars or if you run a small business.

Example from my own life:

One arguably unjust part about credit scores is that the actions of people related to you, or simply sharing the same surname as you, can affect it! E.G i have heard that a friend-of-a-friend’s dad took out too many loans and now their credit score suffers.

Seems like a medieval system to me. People joke that it’s the capitalist approach to a “social credit score,” and I have to agree.

Anyway if it’s true that the actions of other people can affect your credit score, it seems like the number is nothing more than a “how much do bankers like you” score. I presume a bankers immediate family will have higher than normal credit scores. What OP/anon perceives as the score going down for contradictory reasons are actually just his score going haywire under a combination of factors outside of his control.

Jeremy Wade, son of Poseidon

It’s almost like someone put it there on purpose 😉

Actually this is why I find python so hard. Might need to refer to his teachings

The movie isn’t very representative of Minecraft and was probably designed for teenagers who love “brainrot”

Some non-obnoxious YouTubers are the Hermitcraft crowd, notably Grian

Strangely Independent Massive Planet - Simp

Many such cases.

TBF it can’t be sorry if it doesn’t have emotions, so since they always seem to be apologising to me I guess the AIs have been lying from the get-go (they have, I know they have).

Uhhh is xkcd comics a geotechnical engineer??? Or a geologist?? This feels like an illegal loredrop

EDIT: fixed xbcd to xkcd

the newly announced steam machine

Ah! I see Gabe Newell has finally perfected the combustion engine! Brilliant work from a brilliant fellow