Some IT guy, IDK.

  • 2 Posts
  • 1.72K Comments
Joined 3 years ago
cake
Cake day: June 5th, 2023

help-circle







  • I need savings because all my bills land in the same week-and-a-half timespan.

    So there needs to be all of the money in the account before that happens.

    I know, it’ll balance itself out in the long term, but the weeks I don’t have bills to pay are usually the weeks that I need to refill the pantry, and end up spending more than I have allocated for that week so that I can eat.

    I need to accumulate the base amount to pay all my bills when they come due, before I can really get started.

    I know it seems really simple, once all my bills are done for the month, start then! Except there’s probably incidentals, like the food that I mentioned, that need to be purchased, that I just can’t afford on the $100 available for me that week. So I take what’s needed, and then I’m behind again. The cycle continues.

    I had a very good system for this when I was getting paid twice a month. I took the ~400 or 450 or whatever (again CAD) from each paycheck, and I split my bills so that, by cost, they were roughly split between before-the-15th and after-the-15th pay periods. I’d get paid, take my share, let the bank do the rest, and when I get a notification for a bill I need to pay by hand, from my calendar app, I go and pay it in full.

    Then I ended up with weekly pay and suddenly, I’m paying 130%+ of a weeks income to pay my bills on the same week.

    It fucked me up man. I’m still pretty wrecked by it and it’s been like this for more than a year.




  • This all sounds great until you realize that you need time to run up to this, or a modicum of savings in order to make it happen.

    Your numbers are optimistic at best. My bills vary and they’re more than 70% of my income (roughly).

    It’s more efficient to deposit my money into a bill payment account, then take out what I can spend from that.

    Guess what I already do?

    Guess how much “spend” I have, per week, that needs to cover all of my gas, food, and everything else? I’m not even saving a dollar, and my available money per week is around $200.

    That seems great until you realize that I’m Canadian and it’s Canadian dollars, and $200 CAD is around $150 USD.

    I’m employed, full time, in a specialized field, and I can spend $100 USD a week on food because I need the extra $50 for incidentals and gas.

    I don’t need a budget. I have a budget. I need a raise.






  • This probably won’t be showing up on shelves at best buy along side computers from the likes of Dell, HP, and Lenovo. I kind of expect it to show up next to the Xbox, PlayStation, and switch, if it shows up at all.

    Also, steamOS is not exactly a desktop operating system right out of the gate, is entirely gaming focused. Yeah, you can use it for those things, but that’s not the focus of the device/OS.

    I’m not sure Grandma and Grandpa would want a steam machine as a replacement for their aging Windows 7 home computer.



  • I’m as happy about this news as the next tech enthusiast, but bluntly, it’s not a big shift. Going from … What? 5% to 6%? That’s great and all but it’s hardly moving the needle.

    If we want a significant shift we need OEMs selling prebuilt PCs with some flavor of Linux pre-installed, that’s as easy to use as the competition (Windows/mac) with compatibility that’s both good enough and transparent enough that people don’t need to think about it much.

    Before we get Linux OEM PCs on store shelves, we need to figure out that last bit first.

    That still hasn’t happened yet. We can’t even agree what window manager should be used, nevermind any of the dozen or so other critical services on the system…

    The thing that makes Linux great is that anyone and everyone can, and does, make stuff for it. That’s also the thing that’s going to hold it back from being put on store shelves pre installed on prebuilt PCs.